All NGO’s as a part of routine get funding/grants from various institutions, individuals or corporates, etc. over a period. This sum of money is in turn used for the daily routine uses or for some long term capital commitments/expenditure.

Although most of the larger NGO’s have a professional team behind them either in-house or they hire wealth advisors to manage this sum of money in a tax effective manner till the time they are actually

utilized. I have come across much smaller NGO’s, which are run independently and have neither in-house teams nor can afford the services of wealth managers, as all of them charge some commission or fees for their services.

As a result of the lack of proper advice, they either end up losing money due to either tax structure not being right or they don’t get access to good investments, where they end up making marginally higher returns then they are doing currently.


Lots of online material has come up in the past few years to talk about investment and how it works and what are the various options available to one for investing in India. Most of these are accessed by a common investor across India when they are actually beginning to invest.

What I am trying to achieve here is extend that effort to an even earlier life cycle for all of us. Promote it in schools, colleges even residential societies and other areas where the investment knowledge lacks. I strongly feel that if one starts investing money at an early stage of life, he/she can learn so much from it. We have always seen our parents and relatives talk about it and invest, but have always stayed away from actually doing and understand it in detail. Some of the benefits I feel this can impart are:

  • Value of money
  • Importance of saving
  • How to make your money grow?
  • Understanding various risks involved while investing money